Privacy Policy

1. Introduction

Welcome to GrowWealth ("we," "our," or "us"). We are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application GrowWealth (the "App").

By using the App, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide

• Account Information: When you sign in with Apple, we receive your Apple ID and, if you choose to share it, your email address.
• Portfolio Data: Information about the portfolios you create, including asset holdings, quantities, and target allocations.
• Preferences: Your app settings, notification preferences, and display preferences.

2.2 Automatically Collected Information

• Device Information: Device type, operating system, unique device identifiers.
• Push Notification Token: If you enable push notifications, we collect a Firebase Cloud Messaging (FCM) device token to deliver alerts such as portfolio performance summaries, drift alerts, and subscription reminders. This token is tied to your account and cleared when you sign out or uninstall the App.
• Usage Data: How you interact with the App, features used, and time spent.
• Log Data: Error logs and diagnostic information.

3. How We Use Your Information

We use the collected information to:

• Provide and maintain the App's functionality
• Track and display your portfolio performance
• Generate AI-powered portfolio analysis and recommendations
• Calculate rebalancing suggestions
• Process subscription payments
• Send important notifications about your account
• Improve and optimize the App
• Provide customer support

4. Data Storage and Security

Your data is stored securely on our servers with encryption at rest and in transit. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Portfolio data is stored persistently to enable syncing across sessions. Market data is sourced from third-party providers and cached temporarily.

5. Data Sharing

We do not sell your personal information. We may share your information only in the following circumstances:

• Service Providers: With third-party vendors who assist in operating the App (e.g., cloud hosting, analytics, market data providers).
• AI Processing: Portfolio data may be sent to AI service providers for analysis purposes. Data is anonymized and not stored by the AI provider.
• Legal Requirements: When required by law or to protect our rights.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Export your data
• Opt-out of marketing communications

To exercise these rights, please contact us at [email protected].

7. Children's Privacy

The App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: [email protected]